| Providence ExpressCare Virtual visits |
Covered in full |
| Providence ExpressCare Retail Health Clinic visits |
Covered in full |
Plan Details
Columbia 1500 Gold
Overview
|
Annual Deductible |
$1,500/$3,000 |
|
Out-of-Pocket Maximum |
$8,200/$16,400 |
Choice Network
Important note about these benefits
Below you will find the amount you will pay for in-network services after you have met your calendar year deductible.
When you see a (), the deductible does not apply.
Benefit Summary
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On-Demand Visits
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Preventive Care
Periodic health exams and well-baby care Covered in full
Routine immunizations and shots Covered in full
Colonoscopy (preventive, age 45+) Covered in full
Gynecological exams (1 per calendar year), breast exams and Pap tests Covered in full
Mammograms Covered in full
Nutritional Counseling Covered in full
Tobacco cessation, counseling/classes and deterrent medications Covered in full
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Physician/Professional Services
Office visits to a Primary Care Provider (In-Person or Virtually) $30
Office visits to an Alternative Care Provider (In-Person or Virtually) (such as naturopath)
(Chiropractic manipulation and acupuncture services are covered separately from the office visit at the levels listed for those benefits.)$30
Office visits to specialists (In-Person or Virtually) $50
Inpatient Hospital visits 20%
Allergy shots and allergy serums, injectable and infused medications 20%
Surgery and anesthesia in an office or facility 20%
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Diagnostic Services
X-ray, lab and testing Services (includes ultrasound) 20%
High-tech imaging Services (such as PET, CT or MRI) 20%
Sleep studies 20%
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Emergency Care and Urgent Care Services
Emergency Services
(For Emergency Medical Conditions only. If admitted to the Hospital, all Services subject to inpatient benefits.)
In-Network
Out-of-Network$250 then 20%
$250 then 20%
Emergency medical transportation (air and/or ground)
(Emergency transportation is covered regardless of whether or not the provider is an In-Network Provider.)
In-Network
Out-of-Network20%
20%
Urgent Care visits (for non-life threatening illness/minor injury)
In-Network
Out-of-Network$50
$50
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Hospital Services
Inpatient/Observation care 20%
Skilled Nursing Facility (limited to 60 days per calendar year) 20%
Inpatient rehabilitative care
(Limited to 30 days per calendar year. Limits do not apply to Mental Health Services.)20%
Inpatient habilitative care
(Limited to 30 days per calendar year. Limits do not apply to Mental Health Services.)20%
-
Temporomandibular joint (TMJ) services
Temporomandibular joint (TMJ) services
(Limited to $1,000 per calendar year, up to $5,000 per lifetime)50%
-
Outpatient Services
Outpatient surgery at an Ambulatory Surgery Center 10%
Outpatient surgery at a Hospital-based facility 20%
Colonoscopy (non-preventive) at an Ambulatory Surgery Center 10%
Colonoscopy (non-preventive) at a Hospital-based facility 20%
Outpatient dialysis, infusion, chemotherapy and radiation therapy 20%
Cardiac Rehabilitation (post-surgery) First 16 visits Covered in full then 20% after deductible
Outpatient rehabilitative services: physical, occupational or speech therapy
(Limited to 30 visits per calendar year. Limits do not apply to Mental Health Services.)20%
Outpatient habilitative services: physical, occupational or speech therapy
(Limited to 30 visits per calendar year. Limits do not apply to Mental Health Services.)20%
Neurodevelopmental therapy 20%
Vision Therapy (convergence insufficiency)
(Limited to 12 visits per lifetime)20%
-
Maternity Services
Prenatal visits Covered in full
Delivery and postnatal physician/provider visits 20%
Inpatient Hospital/facility services 20%
Routine newborn nursery care 20%
-
Medical Equipment, Supplies and Devices
Medical equipment, appliances, prosthetics/orthotics and supplies 20%
Diabetes supplies (such as lancets, test strips, needles, and glucose monitors) 20%
Removable custom shoe orthotics
(Limited to $200 per calendar year)20%
-
Mental Health and Substance Use Disorder
Inpatient and residential services 20%
Day treatment, intensive outpatient, and partial hospitalization services 20%
Outpatient provider visits (In-Person or Virtually) $30
Applied Behavior Analysis 20%
-
Home Health and Hospice
Home health care
(Limited to 130 days per calendar year)
20%
Hospice care Covered in full
Respite care (limited to Members receiving Hospice care; limited to 14 days per lifetime) 20%
-
Biofeedback
Biofeedback for specified diagnosis (limited to 10 visits per lifetime) 20%
-
Chiropractic Manipulation, Acupuncture, and Massage Therapy
Chiropractic manipulations (limited to 10 visits per calendar year) $25
Acupuncture (limited to 12 visits per calendar year) $25
Massage Therapy (Copayments and Coinsurance do not apply to your Out-of-Pocket Maximums) (limited to 10 visits per calendar year) $25
Prescription Drugs
-
Up to a 30-Day Supply
Up to a 30-day supply from a participating retail, preferred or specialty pharmacy Tier 1 Covered in full
Tier 2 $10
Tier 3 $50
Tier 4 50%
Tier 5 50% with $200 per script cap
Tier 6 50%
-
90-Day Supply: Preferred Retail
90-day supply from a participating preferred retail pharmacy Tier 1 Covered in full
Tier 2 $30
Tier 3 $150
Tier 4 50%
-
90-Day Supply: Mail Order
90-day supply from a participating mail order pharmacy Tier 1 Covered in full
Tier 2 $20
Tier 3 $100
Tier 4 45%
Routine Vision Services
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Pediatric Vision Services (under age 19)
Routine eye exam (limited to 1 exam per calendar year) Covered in full
Lenses (polycarbonate, plastic or glass; limited to 1 pair per calendar year)
Single vision
Lined bifocal
Lined trifocal
Lenticular lensesCovered in full
Frames (limited to 1 pair per calendar year; select from VSP’s Otis & Piper ™ Eyewear Collection)
Covered in full
Contact lens services and materials in place of glasses Covered in full
Low Vision Services Covered in full
We want you to get the most for your money. Whether your goals include better health and fitness or you just need a little extra assistance, our health plans include great perks and care options to make achieving your True Health that much easier.
Member Perks
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Health Coaching
We can help you work towards a healthier you.
It's time to team up. Whether you'd like to increase your activity level, reduce stress, improve your eating habits, lose weight, quit tobacco or just feel better every day, a Providence health coach can help. We’re here to remove barriers, support your efforts, motivate you when you need a nudge and be a resource on your journey to a healthier, happier you.
Learn more -
Behavioral Health Resources
We're here for you when you need us.
Meet with a licensed mental health provider that best suits your needs, fully confidential – always.
Learn more -
ChooseHealthy®
Save big while you achieve your health goals.
We want to give you every opportunity we can to help you achieve your True Health. Save big on wellness products and memberships that will help you thrive on your road to better health.
Learn more -
Active&Fit Direct™
Big discounts on your fitness membership.
Whether you’re ready to kick-start your routine — or just looking to level up — the Active&Fit Direct™ program allows you to choose from more than 16,000 participating fitness centers and YMCAs nationwide for $25 a month (plus a $25 enrollment fee and applicable taxes; 2-month commitment required).
Learn more -
ID Protection
Enjoy the peace of mind you deserve.
We’ve partnered with Assist America Identity Theft Protection® to give you 24/7 access to identity theft protection experts, fraud monitoring and warning notifications, resolution services, and lost or stolen card assistance.
Learn more -
Travel Assistance
Accidents happen. We've got you covered.
We’ve partnered with Assist America Travel Assistance® to provide you with the logistical support for your emergency medical needs when you’re traveling internationally or at least 100 miles or more from your home.
Learn more -
LifeBalance
Health and well-being go hand in hand.
That’s why we’ve partnered with LifeBalance to give you and your family access to discounts on more than 20,000 recreational, cultural, and travel related businesses and activities.
Learn more
Member Care Options
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ProvRN – Free
Access to care 24/7.
Health issues don’t fit neatly into a 9 to 5 schedule — and neither should your access to health information. Providence Health Plan members can call ProvRN around the clock to ask questions about their health.
Learn more -
ExpressCare Clinics – Free*
Same day in-person treatment.
When you need to see someone and your regular care provider is not available. With many convenient locations, it’s easy to find a clinic near you.
Learn more
*Washington health plans may have a copay when utilizing ExpressCare Clinics. Washington health plans have a copay when utilizing ExpressCare Clinics.
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ExpressCare Virtual – Free*
Getting the care you need, when you need it.
Talk with a provider from anywhere using your tablet, smartphone, or computer. This is a great option for prescriptions and treatment that doesn’t require hands on care. Available nationwide.
Learn more
*ExpressCare Virtual visits are free with most Providence health plans. HSA members must first meet the plan deductible, but the cost of an ExpressCare visit is significantly less than an office visit. Ancillary services, such as laboratory tests, may incur additional cost-shares.
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Primary Care – $
Your primary healthcare partner.
Primary care providers develop a relationship with you and know your health history. Visit them for check-ups, managing chronic conditions, and specialist referrals.
Learn more -
Urgent Care – $$
When you need help right away.
Urgent care is where you turn when you know you need help and can’t wait for an appointment. This is best for minor injuries, cuts, burns, pains, and sprains.
Learn more -
Emergency Care – $$$
When you think you may be in danger.
Use emergency care for symptoms like suspected heart attack, stroke, severe abdominal pain, poisoning, choking, loss of consciousness, and uncontrolled bleeding.
Learn more
If you ever think your life or well-being could be in serious danger, call 911 immediately.