If you are covered under your parent’s employer or Individual & Family policy, you will lose coverage after the last day of the month in which you turn 26. You have up to 60 days after the date you lose coverage to choose a new health plan. If you do not choose a health plan within that timeframe, you may be required to wait until Open Enrollment to apply for coverage.

If you are covered under your parent’s Health Insurance Marketplace® policy, you will be removed from your parent’s policy at the end of the plan year (Dec. 31). You should expect to receive notification and instructions from the Health Insurance Marketplace® when they re-enroll you as a subscriber on your own plan.

Your Special Enrollment Period begins 60 days before and ends 60 days after the date you involuntarily lose coverage.

View a list of Qualifying Events

There are three ways to choose your own health plan:

• Purchase an Individual & Family plan directly through Providence Health Plan
• Purchase an Individual & Family plan through the Health Insurance Marketplace® at HealthCare.gov
• Enroll in your employer’s group plan

Have questions? Contact our sales team at 833-978-0109 Monday through Friday, 8 a.m. to 5 p.m. (Pacific Time).

Give us a call at 833-978-0109 and our Sales team can help you determine if you are eligible for a Health Insurance Marketplace® subsidy that lowers your monthly premium or out-of-pocket costs (like deductibles, copays, and coinsurance).

• Know what your costs will be, like the premium, deductible, coinsurance, copays and out-of-pocket maximum
• Make sure your provider is in-network
• The type of care you will have access to
• Learn more about other common health plan basics

If you have coverage directly from Providence Health Plan or through your employer, your dependent will be automatically removed from your plan at the end of the month in which they turn 26. If you have a Health Insurance Marketplace® plan, they will be automatically removed from your plan on December 31.
 

Our Sales team can answer questions and help you and your dependent select the right plan for them. Call 833-978-0109 Monday through Friday, 8 a.m. to 5 p.m. (Pacific Time).