| In-network | Out-of-network | |
|---|---|---|
| Inpatient Hospital Coverage1 | $325 copay each day for days 1-6 $0 copay each day for day 7 and beyond | 30% of the total cost per admission |
| Outpatient Hospital Coverage1 | $290 copay for outpatient surgery at a hospital facility | 30% of the total cost |
| Ambulatory Surgery Center1 | $250 copay for outpatient surgery at an Ambulatory Surgery Center | 30% of the total cost |
| Primary Care Provider visit | $0 copay | $25 copay |
| Specialist visit | $35 copay | $50 copay |
| Preventive Care | You pay nothing | 30% of the total cost |
| Emergency Care | $125 copay If you are admitted to the hospital within 24 hours, you do not have to pay your copay for emergency care. | |
| Urgently Needed Services | $25 copay If you are admitted to the hospital within 24 hours, you do not have to pay your copay for urgent care. | |
Plan Details
Providence Medicare Cottonwood + Rx (HMO-POS)
Overview
|
Monthly Premium |
$37 |
|
Annual Deductible |
$0 |
|
Maximum Out-of-Pocket |
$5,500 In-network |
Important information about this plan
This plan is available in Benton, Franklin, Snohomish, Spokane, and Walla Walla Counties in Washington.
Does not include any Part B premium you may have to pay. You must continue to pay your Medicare Part B premium.
- Multi-language Interpreter Services (PDF)
We have free interpreter services to answer any questions you may have about our health or drug plan. - Find out if you qualify for Extra Help with your premiums
- Medical appeals, determination, and grievance processes
For more information about Providence Medicare Advantage Plans, please contact the sales team.
This information is available in a different format, including audio CDs. If you need plan information in another format, please call Customer Service at 503-574-8000 or 1-800-603-2340 (TTY: 711). Service is available between 8 a.m. and 8 p.m. (Pacific Time), seven days a week.
Important note about these benefits
Our plan members get all the benefits covered by Original Medicare, plus some extras for being a Providence Medicare Advantage Plans member.
Benefit Summary
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Benefits
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Diagnostic Services + Labs & Imaging1
In-network Out-of-network Diagnostic radiology services (e.g. MRI, ultrasounds, CT Scans) 20% of the total cost up to $250 per day 30% of the total cost Therapeutic radiology services 20% of the total cost 30% of the total cost Outpatient x-rays $0 copay 30% of the total cost Diagnostic test and procedures 20% of the total cost 30% of the total cost Lab services $0 copay 30% of the total cost -
Hearing Services
In-network Out-of-network Medicare-covered $35 copay 30% of the total cost Routine exam $0 copay Not covered Hearing Aids $699 copay per hearing aid - Advanced
$999 copay per hearing aid - PremiumNot covered -
Dental Services
In-network Out-of-network Medicare-covered $35 copay 30% of the total cost Embedded Preventive $0 copay includes exams, cleanings, X-rays, fluoride treatment. Limits apply. 20% of the total cost includes exams, cleanings, x-rays, fluoride treatment. Limits apply. Optional Covered for additional premium. Click for more details. Flex Dental Card $875 allowance per calendar year for any dental services of your choosing -
Vision Services
In-network Out-of-network Medicare-covered $35 copay
$0 copay for glaucoma screening30% of the total cost per exam
30% of the total cost for glaucoma screeningRoutine exam There is no coinsurance or copayment for one routine vision exam (including refraction) per calendar year Medicare-Covered Eyewear $0 copay for one pair of Medicare-covered eyeglasses or contact lenses after each cataract surgery 30% of the total cost for one pair of Medicare-covered eyeglasses or contact lenses after each cataract surgery Routine eyeglasses or contact lenses Allowance of up to $250 per calendar year for any combination of routine prescription eyewear -
Mental Health Services1
In-network Out-of-network Inpatient visit $325 copay each day for days 1-5
$0 copay for days 6-9030% of the total cost per admission Outpatient individual and group therapy visit $35 copay 30% of the total cost -
Skilled Nursing Facility1
In-network Out-of-network Skilled Nursing Facility $0 copayment for days 1-20
$214 copayment each day for days 21-10030% of the total cost for each benefit period (days 1-100) -
Physical Therapy1
In-network Out-of-network Physical Therapy $35 copay 30% of the total cost -
Ambulance1
In-network Out-of-network Ambulance $275 copay -
Transportation
In-network Out-of-network Transportation Not covered -
Medicare Part B Drugs1
In-network Out-of-network Medicare Part B Drugs 0% - 20% of the total cost (Insulin cost share up to $35 per month) 30% of the total cost (Insulin cost share up to $35 per month) -
Alternative Care
In-network Out-of-network Alternative Care (Chiropractic, Acupuncture & Naturopath services) Chiropractic: $20 copayment; 18 visits every calendar year
Acupuncture: $20 copayment; 18 visits every calendar year
Naturopath: $20 copayment; 6 visits every calendar yearNot covered -
Meal Delivery Program
In-network Out-of-network Meal Delivery Program
(post-discharge only)$0 copay for 2 meals per day for 14 days, following a qualifying inpatient hospitalization Not covered -
Over-the-Counter Items
In-network Out-of-network Over-the-Counter Items $70 allowance every quarter (retail card, catalog, online, mail, and telephonic ordering) -
Personal Emergency Response System
In-network Out-of-network Personal Emergency Response System (PERS) $0 copay Not covered -
Wellness Program
In-network Out-of-network Wellness Program $0 copay for monthly gym memberships with participating fitness clubs -
Wig
In-network Out-of-network Wig There is no coinsurance or copayment for one wig due to hair loss from chemotherapy.
1Services may require prior authorization.
Some dentists do not bill insurance. If you see a dentist that doesn’t bill insurance, you will need to pay cash and submit a reimbursement request form.
Some dentists do not bill insurance. If you see a dentist that doesn’t bill insurance, you will need to pay cash and submit a reimbursement request form.
Prescription Drugs
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Prescription Drug Deductible
Yearly Deductible
Because there is no deductible for the plan, this payment stage does not apply to you.
-
Preferred Retail + Mail Order Cost Sharing
Up to 30 days Up to 60 days Up to 100 days Tier 1 (Preferred Generic) $0 copay $0 copay $0 copay Tier 2 (Generic) Preferred Retail $10 copay
Mail order $0 copayPreferred Retail $20 copay
Mail order $0 copayPreferred Retail $30 copay
Mail order $0 copayTier 3 (Preferred Brand) $40 copay
($35 copay for Part D covered insulin)$80 copay
($70 copay for Part D covered insulin)$120 copay
($105 copay for Part D covered insulin, $95 copay for Mail order)Tier 4 (Non-Preferred Drug) $100 copay $200 copay $300 copay Tier 5 (Specialty Tier) 33% of total Not covered Not covered -
Standard Retail Cost Sharing
Up to 30 days Up to 60 days Up to 100 days Tier 1 (Preferred Generic) $16 copay $32 copay $48 copay Tier 2 (Generic) $20 copay $40 copay $60 copay Tier 3 (Preferred Brand) $47 copay
($35 copay for Part D covered insulin)$94 copay
($70 copay for Part D covered insulin)$141 copay
($105 copay for Part D covered insulin)Tier 4 (Non-Preferred Drug) $100 copay $200 copay $300 copay Tier 5 (Specialty Tier) 33% of total Not covered Not covered -
Medicare Part D benefit stages
Stage 1: This stage only applies to plans with a Part D deductible. You stay in this stage until you have met your Part D deductible for your Tier 3, 4, and 5 drugs.
Stage 2: You stay in this stage until your out-of-pocket costs reach $2,000, then you move to Stage 3.
Stage 3: Also known as Catastrophic Coverage. In this stage, you pay nothing for your covered Part D drugs.
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Participating Pharmacies
With thousands of pharmacies nationwide, we've got a pharmacy that's close to your home.
Explore our provider and pharmacy directory to search for a participating in-network pharmacy near you. To learn more about our formularies or more about our prescription drug coverage click here.
Out-of-network/non-contracted providers are under no obligation to treat Plan members, except in emergency situations. Please call our customer service number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services.
The Formulary and/or pharmacy network may change at any time. You will receive notice when necessary.
Important Message About What You Pay for Vaccines - Our plan covers most Part D vaccines at no cost to you. Call Customer Service for more information.
Important Message About What You Pay for Insulin - You won’t pay more than $35 for a one-month supply of each insulin product covered by our plan, no matter what cost-sharing tier it’s on.
Get the right care, at the right time, at the right place. Learn about the types of medical care available to members.
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Emergency Care - $$$$
When you think you may be in danger.
Use emergency care for suspected heart attack, stroke, severe abdominal pain, poisoning, choking, loss of consciousness, and uncontrolled bleeding.
Learn more
If you ever think your life or well-being could be in serious danger, call 911 immediately.
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ExpressCare Clinics - Free*
Same day in-person treatment.
When you need to see someone and your regular care provider is not available. With many convenient locations (some in your local Walgreens), it’s easy to find a clinic near you.
Not available in California.
Learn more
*ExpressCare Clinic visits are free with most plans. Ancillary services, such as laboratory tests, may apply additional cost-shares.
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ExpressCare Virtual - Free*
Getting the care you need, when you need it.
Talk with a provider from anywhere using your tablet, smartphone, or computer. This is a great option for prescriptions and treatment that doesn’t require hands on care. Available nationwide
Not available in California.
*ExpressCare Virtual visits are free with most plans.
Learn more -
Primary Care - $
Your primary healthcare partner.
Primary care providers develop a relationship with you and know your health history. Visit them for check-ups, managing chronic conditions, and specialist referrals.
Learn more -
24/7 Nurse Advice Line - Free
Access to care 24/7.
Health issues don’t fit neatly into a 9 to 5 schedule — and neither should your access to health information. Providence Medicare Advantage Plans members can call the Nurse Advice Line around the clock to ask questions about their health.
Learn more -
Urgent Care - $$
When you need help right away.
Urgent care is where you turn when you know you need help and can’t wait for an appointment. This is best for minor injuries, cuts, burns, pains, and sprains.
Learn more